Attention homeowners in Hollister and San Benito County: Get an Appraisal today!

Here are the top seven reasons CA homeowners call on Steve Loos Appraisal:

  1. Find the right listing price (whether you're using an agent or selling the home on your own)
  2. Challenge property tax assessments
  3. Remove PMI to lower your monthly mortgage payment
  4. Reinstate their Home Equity Line of Credit (or HELOC)
  5. Verify a different appraiser's report
  6. In the case of a CA divorce, when real estate property needs to be divided
  7. To determine the true market value of property in question to settle an estate in San Benito county or CA

Do you own a home in or near Hollister? Do you need help deciding the price of your real estate?
Contact Steve Loos Appraisal.

At Steve Loos Appraisal, we understand the particular needs of a homeowner after appraisal services. The appraisal process and reporting formats are familiar to our business clients like lenders, lawyers, and CPAs. As our non-traditionalclient, you'll receive extra guidance and explanations through the appraisal process to more clearly understand what we do and how we present our findings.

For-Sale-By-Owner (FSBO) / Pre-Listing Services

It's very hard to be objective about your home because of your emotional attachment to it. Professional appraisers, like the ones at Steve Loos Appraisal, will be objective. We will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic selling price so your home will attract interested buyers, a professional appraisal is very important as a negotiating tool once you have a likely buyer. It's something tangible to show your buyer. The appraisal is an independent third party's opinion of your property's price, not just you saying how much your house is worth. Interested buyers know you have an emotional attachment to your house and will be much more likely to give credibility to an expert appraiser's value assessment than yours.

Need to cancel PMI?

An attractive money saver for homeowners is getting the PMI removed from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan is less than 80% of the value of your property, in most cases you can apply to a lender to have the PMI canceled from your loan, which will make your monthly payments go down. We are veterans in helping homeowners just like you rid themselves of undesirable PMI insurance.

Challenging a property tax assessment

Lets say you live in an area that is declining -- your local tax assessor may have your home overvalued. This only means you are most likely paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the quicker you take care of a matter like this, the better off you'll be. Getting an expert appraisal from Steve Loos Appraisal is your strongest weapon when challenging your property tax assessment.

Recently got a freeze your HELOC?

Even if your specific property has not declined in value, your lender just may decide to automatically freeze your home equity line of credit (HELOC) if your home is in or near a declining area. This can this be disadvantageous from a cash flow viewpoint, and detrimental to your credit score since it may appear as though that credit line is maxed out. Steve Loos Appraisal can provide you with efficient appraisal that will help you reinstate your home equity line of credit.

Need Field and Desktop Appraisal Review Services?

Would you like a second opinion without the cost and delay of waiting for a whole new appraisal? Or do you need a seasoned expert to double-check your appraisal for preciseness? An appraiser from Steve Loos Appraisal can go out and check the subject and comps in a field review. Or, if you need it in a rush, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal report? We can help you with that While typically requested by banks, you may desire to make use of this service if you suspect mortgage fraud related to your property.